DENA BANK, Recruitment of MANAGER Last Date:25-10-2011

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DENA BANK

DENA CORPORATE CENTRE, C-10, G-BLOCK,

BANDRA KURLA COMPLEX, BANDRA (E),
MUMBAI - 400 051

Last Date: 25-Oct. 2011

Dena Bank invites applications from Chartered Accountants for the post of Manager (Credit / Financial analyst) in MMG SCALE- II  - No. of Posts 7 (GEN-5, SC-1, OBC-1)

Age as on 01.10.2011 - Min. 21 years Max. 35

DENA BANK, A PREMIER NATIONALISED BANK, INVITES APPLICATIONS FROM CHRATERED

ACCOUNTANTS FOR THE POST OF MANAGER (CREDIT/FINANCIAL ANALYST) IN MMG SC- II

Important

full advertisement is available) No other means/modes of application will be accepted.

: Candidates are required to apply on-line through Bank’s web site www.denabank.com. (Where

vv

Details

Date

Opening date for On-line Registration of application 12.10.2011

Closing date for On-line Registration of application (for all

applicants including those from far-flung areas)

25.10.2011

The Fee Payment Challan/ NEFT receipt date should not be earlier than 12.10.2011 and not

later than

25.10.2011 (Both dates inclusive)

1. (a) VACANCIES

Post

Code

No.

Post Grade &

Scale

Total

Vacanc

ies

Age as on 01.10.2011

Min. 21 years Max. as

under

1 Manager ( Credit/ FA) MMG SC– II 7 35 yrs

Note:

1. The number of vacancies as also the number of reserved vacancies is provisional and may vary according to

requirement of the Bank.

2. Candidates belonging to reserved category for which no vacancies has been announced are free to apply

against vacancies announced for unreserved/ general category provided they fulfill the age and

qualifications norms for General Category

4. Reservations of vacancies category wise as under: (provisional)

.

Scale Total

Vacancies

Reservation GEN

SC ST OBC

II 7 1 0 1 5

Abbreviations stand for

: SC - Scheduled Caste, ST - Scheduled Tribe, OBC - Other Backward Classes,

1. PERSONS WITH DISABILITIES: (PWD)

Age relaxation is available to (PWD) Persons under Section 33 of the Persons with Disabilities (Equal

Opportunities, Protection of Rights and Full Participation) Act 1995. Accordingly, candidates with the following

disabilities will be considered for reservation under the category.

Definition

:

Page 2 of 10

I)Locomotor Disability or Cerebral Palsy(OH)

deformity which causes an interference with the normal functioning of the bones, muscles and joints and is so

certified by a Medical Board appointed by the State Government.

: Person who has a minimum of 40% of physical defect or

II) Visually Handicapped (VH)

i)

(a) Total absence of sight

(b) Visual acuity not exceeding 6/60 or 20/200 (Snellen) in the better eye with correcting lenses

(c) Limitation of the field of vision subtending an angle of 20 degrees or worse

ii).

best correction in the better eye or impairment of field in any one of the following categories:

(i) Reduction of fields less than 50 degrees

(ii) Heminaopia with macular involvement

(iii) Attitudinal defect involving lower fields

iii)

conversational range of frequencies.

:Blindness refers to a condition where a person suffers from either of the following conditions:Low vision: Persons with low vision means a person with an impairment of vision of less than 6/18 to 6/60 withHearing Impaired (HI) are those in whom there is a hearing loss of 60 decibels or more in the better ear in the

2. ELIGIBILITY CRITERIA:

(A)

NATIONALITY/CITIZENSHIP

A candidate must be either i) a citizen of India or ii) a subject of Nepal or iii) a subject of Bhutan or iv) a Tibetan

refugee who came over to India before 1st January 1962 with the intention of permanently settling in India or v) a

person of Indian origin who has migrated from Pakistan, Myanmar (formerly Burma), Sri Lanka, East African

countries of Kenya, Uganda, the united Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi,

Zaire, Ethiopia or Vietnam with the intention of permanently settling in India.

Provided that a candidate belonging to categories (ii), (iii), (iv) or (v) above shall be a person in whose favour a

certificate of eligibility has been issued by the Government of India. A candidate in whose case a certificate of

eligibility is necessary may be admitted to the examination/interview conducted by the Bank but on final selection

the offer of appointment will be given only after necessary eligibility certificate has been issued to him by the

Government of India.

(B)

Qualification:

EDUCATIONAL QUALIFICATIONS & EXPERIENCE

CA

Experience :- NIL.

Job Description

:

a.

Evaluation of credit proposals for working capital facilities, project finance, export and import finance.

b.

Monitoring and supervision of borrowal accounts.

c.

Preparation of viability study, rehabilitation programmes dealing with BIFR/DRT.

d.

Liasoning with RBI and Financial Institutions etc.

e.

guidelines, etc.

Rules/Regulations and practices in domestic/ Forex, treasury/money market and RBI/Stock Exchange/SEBI

f.

Asset Liability Management & Risk Management.

g.

Management of investment portfolio.

h.

Bond dynamics

i.

Trading in Govt. Security market/Debt market/ Indian Bond market.

j.

Equity trading

k.

Derivative products of debt/equity and money market.

l.

Money market products like call money, C.P., C.D., Repo.

m.

Forex trading.

Selection Process:-

Interview only.

Page 3 of 10

NOTE:-

a. Educational Qualifications should be as on

b. Computer Literacy: Computer proficiency is essential. Before joining the Bank in Officer Cadre, candidate should

possess basic computer application and operational skills, i.e., WINDOWS, MS OFFICE/LOTUS SMART

SUITE, Internet and E-Mail operations. A certificate from a recognised University or an Institute duly

recognised by the State/Central Government or from any other Institute which is acceptable to the Bank to be

submitted by the candidate as an evidence of having acquired computer proficiency

passed the computer subject during his graduation/post-graduation will also be acceptable. Duration of the

course done preferably be for 60 hours.

01.10.2011.. The candidate having

3. RELAXATION OF UPPER AGE LIMIT

Sr.No. Category Age Relaxation

1 SC Candidates 5 years

2 Other Backward Classes (OBC) candidates 3 years

3 Persons domiciled in Kashmir division of J & K State

during 01.01.1980 to 31.12.1989

5 years.

4 Person with disability 10 years

5 The children/family members of those who died in the

1984 riots

5 years

6 Ex-serviceman

of service in the Defense forces) subject

to a maximum age of 50 years.

3 years (in addition to the usual period

Definition – Ex- Servicemen :-

The following categories of persons are known as Ex – Servicemen :-

1. A person who has served in any rank (whether as combatant or as a non – combatant) in the Regular

Army, Navy and Air Force of the Indian Union and

i. A person who has retired from such service after earning his/her pension; or

ii. Who has been released from such service on medical grounds attributable to military service or

circumstances beyond his control and awarded medical or other disability pensions; or

iii. Who has been released , otherwise than on his own request, from such service as a result of reduction

in establishment; or

iv. Who has been released from such service after completing the specific period of engagement,

otherwise than at his own request or by way of dismissal or discharge on account of misconduct or

inefficiency , and has been given a gratuity and includes personnel of the Territorial Army, of the

following categories, namely:-

a) Pension holders for continuous embodied services;

b) Person with disability attributable to military service ; and

c) Gallantry award winners.

2. The Territorial Army Personnel, w.e.f. 15.11.1986.

3. Army Postal Service Personnel who are a part of the Regular Army and retire from such service without

reservations to Posts and Telecom Departments , with a pension or who have been released from such

service on medical grounds attributable to military service or circumstances beyond their control and

awarded medical or other disability pension.

NOTE

Page 4 of 10

i.

as Ex-serviceman for his re-employment, his Ex-serviceman status for the purpose of re-employment in

government ceases.

An Ex-serviceman who has once joined a Govt. job on the civil side after availing of the benefits given to him

ii.

The relaxation in upper age limit is cumulative as per Govt. of India guidelines.

iii.

at the time of interview from the District Magistrate in the Kashmir Division within whose jurisdiction, he/she

had ordinarily resided or an authority designated in this regard by the Govt. of J & K to the effect that the

candidate had ordinarily been domiciled in the Kashmir Division of the State of Jammu & Kashmir during 1st

January 1980 to 31st December 1989.

All persons eligible for age relaxation under Sr.No. 3 of point No. 3 above must produce the domicile certificate

iv.

District Magistrate to the effect that they are eligible for relief in terms of the rehabilitation package for 1984

Riots Affected persons sanctioned by the Government and communicated vide Ministry of Finance, Department

of Financial Services communication no. F.No.9/21/206-IR dated 27.07.2007.

s

All persons eligible for age relaxation under Sr.No. 5 of point No. 3 above must produce a certificate from the

4

. APPLICATION FEE INCLUDING POSTAL CHARGES (NON-REFUNDABLE)

a) For SC/ST/PWD -

b) For all others (including OBC/Ex-serviceman) -

50/-(Only Postal Charges) .400/-

NOTE

A. Requisite application fee must be paid by way of

Branch or by way of

B. Application fees may be paid on or after i.e. 12.10.2011 but on or before the last date of On-line registration i.e.

25.10.2011. Even if the Bank extends the date of On-line registration by one or two days, the valid dates for

payment of aspplication fees will not be changed. Candidates must write his/her name, Contact Number

(Mobile/Phone number) and address and post applied for on the reverse of the Fees Payment Challan /NEFT

Receipt

C. Application fees by Demand Draft/Pay Order/cash/cheque/money order/postal stamps will NOT be accepted.

“Fees Payment Challan" by visiting nearest Dena Bank’s"NEFT” by visiting any Scheduled Commercial Bank.

5. SELECTION PROCEDURE:

I.

norms do not entitle a candidate to be called for interview. The Bank reserves the right to call

only the requisite number of candidates for interview after preliminary Screening / short listing

with reference to candidate’s qualifications, suitability, experience etc.

Selection procedure for these Posts will be only interview. Merely satisfying the eligibility

II.

Bank reserves the right to change the selection strategy & hold written test &/or interview.

NOTE

Conducting Interviews

i. The short- listed candidates will be called for interview in order of merit in the ratio of 1:4 (1:5 in case of SC &

OBC).

ii. The Interview will carry 100 marks. Minimum qualifying marks in the interview will be 40% (35% in case of

SC & OBC candidates). Marks obtained in interview will be reckoned for merit ranking.

7. SALARY AND EMOLUMENTS:

MMG-II : Pay Scale :

19400 - 700/1 - 20100 - 800/10 – 28100

Note

DA, HRA, CCA will be paid as per rules depending upon the place of posting. Medical Aid, Hospitalisation

Scheme, Leave fare Concession, retirement benefits and other perquisites will be admissible as per Bank's rules.

:

8

. PROBATION PERIOD 1 Year for MMG- Scale –II

Page 5 of 10

9. CALL LETTERS

Candidates may download their call letter for interview from the Bank’s website. Alternatively intimations

regarding Interview and any other communication in future will be sent/ communicated only by e-mail and

SMS to the eligible candidates as given in their on-line application form

.

10. ACTION AGAINST CANDIDATES FOUND GUILTY OF MISCONDUCT

Candidates are warned that they should not furnish any particulars that are false, tampered, fabricated or suppress

any material information while filling up the application form and submitting the certified copies/testimonials. At

the time of /interview, if a candidate is (or has been) found guilty of

1. Impersonating or procuring impersonation by any person or

2. Resorting to any other irregular or improper means in connection with his/her candidature for the selection or

3. Obtaining the support of his/her candidature by any means; such candidate may, in addition to, rendering

himself/herself liable to criminal prosecution will be liable to be :

a. Disqualified from the interview for which he/she is the candidate.

b. Debarred either permanently or for a specific period from any examination or selection held by the Bank.

11. BOND OF MINIMUM SERVICE PERIOD:

The Officers recruited will have to execute a bond to serve the Bank for a minimum period of 3 years or pay

lakh in case the officer wishes to leave the Bank prior to completion of 3 years inclusive of probation period.

Bank may forward up to three applications of an employee per year for outside employment during the period of

probation/bond period whenever applicable. However, relieving will be subject to satisfying the bond conditions.

1.50

12. GENERAL CONDITIONS

:

i.

Bank takes no responsibility for any delay in receipt or loss in postal transit of any communication.

ii.

after submitting the application online. However, they are advised to take a Print-Out

of the same and retain the same along with the fee

future reference and required to produce the same at the time of Interview.

Candidates need not send the Printout of the Computer Generated Online Applicationpayment challan / NEFT receipt for

iii Candidates are required to apply on-line through website

applications will be accepted. Application link from website will be open from 12.10.2011 to 25.10.2011

www.denabank.com. No other means/mode of.

iv Before applying for the post, the candidate should ensure that he/she fulfills the eligibility and other norms

mentioned in this advertisement. Bank would be free to reject any application at any stage of the recruitment

process, if the candidate is found ineligible for the post for which he/she has applied.

v.

that he/she has furnished any incorrect/false information/certificate/documents or has suppressed any material

fact(s), his/her candidature will stand cancelled. If any of these shortcomings is/are detected even after

appointment, his/her services are liable to be terminated.

In case it is detected at any stage of recruitment that a candidate does not fulfill the eligibility norms and/or

vi.

advised to submit "No Objection Certificate" from their employer at the time of interview, failing which their

candidature may not be considered and no reimbursement of fare in case of SC/ST for interview will be paid to

them.

Candidates serving in Government/Public Sector Undertakings (including Banks & Financial Institutions) are

vii.

educational qualification and experience certificate as well as caste certificates and certificate of handicap or

any other certificate in support of their eligibility, failing which their candidature will be cancelled. In case of

candidates belonging to OBC category, the certificate inter alia must specify that candidate does not belong to

All candidates will have to produce, if called for interview, originals as well as attested photo copies of their

“Creamy Layer”

Post and Services under Government of India.

date of application.

section excluded from the benefits of the reservations for Other Backward Classes in CivilOBC Certificate should not be more than one year old as on

Page 6 of 10

viii.

Only candidates willing to serve anywhere in India should apply.

ix.

claim at the time of Interview.

Candidates seeking relaxation in Fee/Age must bring a certified copy of the certificate in support of his / her

x.

account nor would this fee be held in reserve for any future examination or selection.

Application once made will not be allowed to be withdrawn and the fee once paid will not be refunded on any

xi.

Any request for change of address will not be entertained.

xii.

provided in any advertisement issued by unauthorised person/institutions.

The Bank shall not be responsible for an application being rejected which is based on wrong information

xiii.

not be responsible for any injury/losses, etc. of any nature.

The candidates will appear for interview at the allotted center at their own expense and risks and the Bank will

xiv.

production of tickets/particulars such as ticket number, date of journey, class, train name and number. The

journey fare over 30 kms only from the place of their residence will be reimbursed.

The SC/ST candidates called for interview will be reimbursed ordinary Sleeper Class Railway fare on

xv.

the Bank.

Appointment of selected candidates is subject to his/her being declared medically fit as per the requirement of

xvi.

eligibility is to be undertaken, the documents to be produced for the purpose of the conduct of the examination,

interview, selection and any other matter relating to recruitment will be final and binding on the candidate. No

correspondence or personal enquiries shall be entertained by the Bank in this regard.

Decision of the Bank in all matters regarding eligibility of the candidate, the stages at which such Scrutiny of

xvii.

Canvassing in any form will be a disqualification.

xviii.

situated in Mumbai.

Any resultant dispute arising out of this advertisement shall be subject to the sole jurisdiction of the Courts

15. COMPETENT AUTHORITY FOR ISSUING CERTIFICATE TO SC/ST/OBC/PWD CANDIDATES:

i.

Commissioner / Addl. Dy. Commissioner/Deputy Collector/First Class Stipendiary Magistrate/

Sub Divisional Magistrate (not below the rank of First Class Stipendiary Magistrate) / Taluka

Magistrate/Executive Magistrate/Extra Asst.. Commissioner. Chief Presidency,

Magistrate/Additional Chief Presidency Magistrate/ Presidency Magistrate. Revenue Officer not

below the rank of Tehsildar. Sub Divisional Officer of the area where the candidate and/or his

family normally resides.

ii.

duly constituted by the Central or State Government. The Central/ State Govt. may constitute

Medical Boards consisting of at least 3 members out of which one shall be a specialist in the

particular field for assessing locomotor/cerebral/visual/hearing disability as the case may be.

FOR SC/ST/OBC - District Magistrate/Additional District Magistrate / Collector / Dy.FOR PWD – The Competent Authority to issue Disability Certificate shall be a medical Board

16. HOW TO APPLY

MANDATORY REQUIRMENT

I. Candidates are required to apply on-line through website

other means/mode of application will be accepted. Application link on website will be

open from 12.10.2011 to 25.10.2011.

II. The candidates should have a valid email ID. It should be kept active during the currency

of this recruitment project. Bank may send call letters for interview etc. through the

registered e-mail ID.

ID to /of any other person.

:-www.denabank.com. NoUnder no circumstances, he/she should share/mention e-mail

III.

his/her new e-mail ID before applying on-line.

In case a candidate does not have a valid personal e-mail ID, he/she should create

IV. Before applying online a candidate will also be required to have a scanned (digital)

image of his photograph and signature as per the specifications given on the website.

Candidates are advised not to change their appearance till the recruitment process is

complete. Failure to produce the same photograph at the time of interview, may lead to

disqualification

Page 7 of 10

The guideline for on-line application is given as under for candidates who wish to pay the requisite fees by means of

“PAYMENT CHALLAN” (where nearest Dena Bank Branch is available)

:

i.

open the link

Applicants are first required to go to the Bank’s website www.denabank.com and click on the Home page“Recruitment”

ii.

(Credit/Financial Analyst) in MMGS II ”

Thereafter, open the recruitment Notification entitled “Dena Bank Recruitment Project for Manager

iii.

Take a Print of the entire ‘ FEES PAYMENT CHALLAN’

iv.

Fill in the Fee Payment Challan in a clear and legible handwriting in BLOCK LETTERS.

v.

application Fee in CBS Account NO.

in the name & style of

MMGS II”

Go to the nearest DENA BANK BRANCH with the Fee Payment Challan and Pay in cash, the appropriate116211021114 with Corporate Business Branch, BKC, Mumbai - 51“Dena Bank Recruitment Project for Manager (Credit/Financial Analyst) in

vi.

Bank with (a) Branch Name & Code Number, (b) Journal/ Scroll Number, (c) Date of Deposit & amount

filled by the Branch Official.

Obtain the applicant’s Copy of Counterfoil of the Application Fee Payment Challan duly receipted by the

vii.

photograph and signature are within the required specifications. If the size of the file is

more than the specified limit then adjust the settings of the scanner.

Guidelines for Upload of Photograph and Signature)

Candidates should scan their photograph and Signature, ensuring that both the(Please refer to

viii.

other required details therein and click on the

form. Retain your Registration number and password for further reference safely. After applying on-line,

the registered candidates must retain the print out of application form for further reference.

Candidates are now ready to apply on-line by re-visiting the Recruitment link appropriate places. Fill in all“SUBMIT” button at the end of the ON-Line Application

ix.

certificates/testimonials at the time of interview

This system generated printout of the application should be submitted along with 2 sets of required

x.

the time of Interview. Without counterfoil of the fee payment challan the candidate will

not be allowed to appear in the interview. Candidates are advised to keep a photocopy

of the fee payment challan for future use

Original counterfoil of the fee payment challan will have to be submitted with call letter at.

OR

The guideline for on-line application is given as under for candidates who wish to pay the requisite fees by means of

“NEFT"

:

.

i.

the Home page open the link

Applicants are first required to go to the Bank’s website www.denabank.com and click on“Recruitment”

ii.

for

Thereafter, open the recruitment Notification entitled of “Dena Bank Recruitment ProjectManager (Credit/Financial Analyst) in MMGS II”

iii.

Take a Printout of the " Instructions for application for funds transfer under NEFT’

iv.

appropriate application Fee in CBS Account NO.

Mumbai - 51 in the name & style of

Analyst) in MMGS II”

Go to the any nearest Bank and Branch who is listed by RBI under RTGS/ NEFT system and Pay in cash, the116211021114with Corporate Business Branch, BKC,“Dena Bank Recruitment Project for Manager (Credit/Financial

v.

Name & Code Number, (b) UTR Number, (c) date of Deposit & amount filled by the Branch Official.

Obtain the applicant’s Copy of Counterfoil of the Application Fee duly receipted by the Bank with (a) Branch

vi.

and signature are within the required specifications. If the size of the file is more than the

specified limit then adjust the settings of the scanner.

Upload of Photograph and Signature)

Candidates should scan their photograph and Signature, ensuring that both the photograph(Please refer to Guidelines for

Page 8 of 10

vii.

interview. Without counterfoil of the

interview. Candidates are advised to keep a photocopy of the

Original counterfoil of the NEFT will have to be submitted with call letter at the time ofNEFT the candidate will not be allowed to appear in theNEFT for future use.

COMMON INSTRUCTIONS :-

Candidates can modify their Online Application Form and are requested to make use of this

facility to correct the details in online application, if any. This Modification facility shall be

available two days after registration and up to 27.10.2011. Modification will be allowed only 3

times. After the above date, no modification will be permitted. Candidates should take utmost

care to furnish the correct details while filling in the online application.

Place: Mumbai-400 051 General Manager (HRM)

Date : 10.10.2011

Page 9 of 10

GUIDELINES FOR SCANNING THE PHOTOGRAPH & SIGNATURE

Before applying online a candidate will be required to have a scanned (digital) image of his/her photograph and signature

as per the specifications given below .

(i) PHOTOGRAPH IMAGE :

_ Photograph must be a recent passport style colour picture.

_ The picture should be in colour, against a light-coloured, preferably white, background.

_ Look straight at the camera with a relaxed face

_ If the picture is taken on a sunny day, have the sun behind you, or place yourself in the shade, so that you are not

squinting and there are no harsh shadows

_ If you have to use flash, ensure there’s no “red-eye”

_ If you wear glasses make sure that there are no reflections and your eyes can be clearly seen.

_ Caps, hats and dark glasses are not acceptable. Religious headwear is allowed but it must not cover your face.

_ Dimensions 200 x 230 pixels (preferred)

_ Size of file should be between 20kb–50 kb

_ Ensure that the size of the scanned image is not more than 50KB. If the size of the file is more than 50 KB, then adjust

the settings of the scanner such as the DPI resolution, no. of colours etc., during the process of scanning.

(ii) SIGNATURE IMAGE:

_ The applicant has to sign on white paper with Black Ink pen.

_ The signature must be signed only by the applicant and not by any other person.

_ The signature will be used to put on the Hall Ticket and wherever necessary.

_ If the Applicant’s signature on the answer script, at the time of the examination, does not match the signature on the Hall

Ticket, the applicant will be disqualified.

_ Dimensions 140 x 60 pixels (preferred)

_ Size of file should be between 10kb – 20kb

_ Ensure that the size of the scanned image is not more than 20KB

SCANNING THE PHOTOGRAPH & SIGNATURE:

_ Set the scanner resolution to a minimum of 200 dpi (dots per inch)

_ Set Color to True Color

_ File Size as specified above

_ Crop the image in the scanner to the edge of the photograph/signature, then use the upload editor to crop the image to the

final size (as specified above).

_ The image file should be JPG or JPEG format. An example file name is : image01.jpg or image01.jpeg Image dimensions

can be checked by listing the folder files or moving the mouse over the file image icon.

Candidates using MS Windows/MSOffice can easily obtain photo and signature in .jpeg format not exceeding 50KB &

20KB respectively by using MS Paint or MSOffice Picture Manager. Scanned photograph and signature in any format can

be saved in .jpg format by using ‘Save As’ option in the File menu and size can be reduced below 50KB(photograph) &

20KB(signature) by using crop and then resize option (Please see point (i) & (ii) above for the pixel size) in the ‘Image’

menu. Similar options are available in other photo editor also.

If the file size and format are not as prescribed, an error message will be displayed.

While filling in the Online Application Form the candidate should fill in all his details on Page 1. After verifying that the

details he has filled in are correct and clicking on the ‘Submit/ Next’ button a link will be provided on Page 2 of the online

application form to upload his photograph and signature.

Procedure for Uploading the Photograph and Signature

(i) There will be two separate links for uploading Photograph and Signature

(ii) Click on the respective link “Upload Photograph / Signature”

(iii) Browse & Select the location where the Scanned Photo / Signature file has been saved.

(iv) Select the file by clicking on it

(v) Click the ‘Upload’ button

Your Online Application will not be registered unless you upload your photo and signature as specified.

Note :

a. In case the face in the photograph or signature is unclear the candidate’s application may be rejected.

b. Candidates are advised to take a printout of their system generated online application forms after registering.

Page 10 of 10

c. In case the photograph or signature is unclear, the candidate may edit his application and reupload

his photograph or signature.

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